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Rates

Loan Rates

(The following loan rates are effective as of 6/04/25 and are subject to change)

Auto Loan Rates

auto loans
Auto Year APR* (as low as) Max Length (under $20,000) Max Length (over $20,000)
2022-2025 5.49% 60 Months 84 Months*
2022-2025 5.74% 72 Months 84 Months*
2016-2021 5.49% 60 Months 72 Months*
2011-2015 5.49% 48 Months 60 Months*
2009-2010 5.49% 36 Months 48 Months*
2006-2008 6.00% 36 Months 48 Months*

*Rate adjusts for longer term

RV/Powersports Loan Rates

RVs
Loan type APR* (as low as) Max Length (under $20,000) Max Length (over $20,000)
Recreational Vehicles 6.50% 72 Months 120 Months**

**Rate and term adjusts for longer term. Subject to credit and approval

Unsecured Loan Rates

unsecured
Loan Type Term Max Amount APR* (as low as)
Signature 36 Months Up to $7,499 11.50%
Signature 36 Months $7,500 - $10,000 13.50%

Share Secured Loan Rates

SHARE SECURED
APR* (as low as) Term
5.74% 60 Months*

*Rate adjusts for longer term*

Home Equity Line of Credit

HELOC
APR* Max Term % of Equity Max Amount
4.50% for the first 6 months then becomes Variable +/- prime 120 months 80% LTV $100,000

Mortgage Loan Rates

mortgage
Term APR* Max Amount/LTV
96 Months 5.95% $400,000/up to 80% LTV
120 Months 6.05% $400,000/up to 80% LTV
180 Months 5.99% $400,000/up to 80% LTV

*Rate adjusts for longer term*

Deposit Rates

(The following loan rates are effective as of 6/17/25 and are subject to change)

Dividends

dividends
Account Type APY**
Regular Shares 0.25%
Christmas Club 0.30%
Checking 0.15%

Dividends are credited to your account monthly

Share Certificate of Deposit Rates

share cert
APY** Term Penalty
4.00% 12 Months 90 day interest E/W penalty
3.85% 24 Months 180 day interest E/W penalty
3.60% 36 Months 180 day interest E/W penalty